* {
  box-sizing: border-box;
}

body {
  font-family: "Inter", system-ui, -apple-system, Segoe UI, Roboto, sans-serif;
  color: #333;
  background: #f8f9fa;
}

.container {
  max-width: 90%;
  margin: 30px auto;
  padding: 0;
}

.hero {
  background: linear-gradient(135deg, #024173 0%, #1a5490 100%);
  color: #fff;
  text-align: center;
  padding:4rem;
  position: relative;
  overflow: hidden;
  height: min-content;
  display: flex;
  align-items: center;
  justify-content: center;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="bd-pattern" width="26" height="26" patternUnits="userSpaceOnUse"><path d="M13,0 L26,13 L13,26 L0,13 Z" fill="rgba(255,255,255,0.06)"/></pattern></defs><rect width="100" height="100" fill="url(%23bd-pattern)"/></svg>');
  animation: bd-float 22s ease-in-out infinite;
  opacity: .9;
}

@keyframes bd-float {
  0%,100% {
    transform:translateY(0) rotate(0);
  }

  50% {
    transform:translateY(-14px) rotate(2deg);
  }

}

.hero-content {
  position: relative;
  z-index: 2;
}

.hero h1 {
  font-size: clamp(2.2rem, 6vw, 3.8rem);
  margin-bottom: .75rem;
  background: linear-gradient(45deg, #C8A451, #ffffff);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  font-weight: 800;
}

.hero-lead {
  font-size: 1.1rem;
  opacity: .95;
  max-width: 1000px;
  margin: 0.5rem auto 0;
}

/* Sections */


.fi-section {
  margin: 3rem 0;
}

.fi-title {
  font-size: 2rem;
  color: #024173;
  font-weight: 800;
  text-align: center;
  margin-bottom: 1rem;
}

.fi-sub {
  text-align: center;
  color: #666;
  max-width: 900px;
  margin: 0 auto 2rem;
}

.fi-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
}

.fi-card {
  background: #fff;
  border-radius: 20px;
  padding: 2rem;
  border: 1px solid rgba(2,65,115,0.06);
  box-shadow: 0 18px 48px rgba(2,65,115,.1);
  position: relative;
  overflow: hidden;
  transition: transform .3s ease, box-shadow .3s ease;
}

.fi-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 26px 64px rgba(2,65,115,.15);
}

.fi-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 5px;
  background: linear-gradient(90deg, #024173, #C8A451);
}

.fi-card h3 {
  margin: 0 0 .35rem;
  font-weight: 800;
  color: #024173;
  font-size: 1.05rem;
}

.fi-card-header {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: .75rem;
}

.fi-icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, #024173, #1a5490);
  color: #fff;
  font-size: 1.3rem;
}

.fi-card-title {
  font-size: 1.25rem;
  font-weight: 800;
  color: #024173;
}

.fi-card p {
  margin: 0.25rem 0 0;
  color: #444;
}

/* Lists */
.fi-list {
  list-style: none;
  padding: 0;
  margin: .5rem 0 0;
}

.fi-item {
  display: flex;
  gap: .6rem;
  padding: .5rem .7rem;
  background: #f7f9fb;
  border-radius: 10px;
  margin-bottom: .45rem;
  border-left: 3px solid transparent;
  transition: background .2s ease, transform .2s ease, border-color .2s ease;
}

.fi-item:hover {
  background: #eef3f8;
  transform: translateX(4px);
  border-left-color: #C8A451;
}

.fi-item i {
  color: #024173;
  margin-top: .15rem;
  font-size: 1.02rem;
}

/* Utilities */
.muted {
  color: #666;
}

.two-col {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
}

@media (max-width: 600px) {
  .hero {
    padding: 1.25rem 0;
  }

  .main-content {
    padding-top: 2rem;
  }

}