* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: "Inter", sans-serif;
  line-height: 1.6;
  color: #333;
  background: #f8f9fa;
}

.container {
  max-width: 90%;
  margin: 0 auto;
  padding: 0 20px;
}

/* Hero */
.hero {
  background: linear-gradient(135deg, #024173 0%, #1a5490 100%);
  color: #fff;
  text-align: center;
  padding:4rem;
  position: relative;
  overflow: hidden;
  height: min-content;
  display: flex;
  align-items: center;
  justify-content: center;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="ri-pattern" width="28" height="28" patternUnits="userSpaceOnUse"><path d="M14,0 L28,14 L14,28 L0,14 Z" fill="rgba(255,255,255,0.06)"/></pattern></defs><rect width="100" height="100" fill="url(%23ri-pattern)"/></svg>');
  animation: ri-float 22s ease-in-out infinite;
  opacity: 0.9;
}

@keyframes ri-float {
  0%,100% {
    transform:translateY(0) rotate(0);
  }

  50% {
    transform:translateY(-16px) rotate(2deg);
  }

}

.hero-content {
  position: relative;
  z-index: 2;
}

.hero h1 {
  font-size: clamp(2.2rem, 6vw, 4rem);
  margin-bottom: .75rem;
  background: linear-gradient(45deg, #C8A451, #ffffff);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  font-weight: 700;
}

.hero-subtitle {
  font-size: 1.25rem;
  opacity: .95;
  margin-bottom: .5rem;
}

.hero-lead {
  font-size: 1.1rem;
  opacity: .92;
  max-width: 900px;
  margin: .5rem auto 0;
  line-height: 1.7;
}

/* Main content */
.main-content {
  padding: 0;
}

.ri-section {
  margin: 3rem 0;
}

.ri-section-title {
  font-size: 2rem;
  color: #024173;
  font-weight: 800;
  text-align: center;
  margin-bottom: 1rem;
}

.ri-section-sub {
  text-align: center;
  color: #666;
  max-width: 800px;
  margin: 0 auto 2rem;
}

.ri-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
}

.ri-card {
  background: #fff;
  border-radius: 20px;
  padding: 2rem;
  box-shadow: 0 18px 48px rgba(2,65,115,.1);
  position: relative;
  overflow: hidden;
  transition: transform .3s ease, box-shadow .3s ease;
  border: 1px solid rgba(2,65,115,0.06);
}

.ri-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 26px 64px rgba(2,65,115,.15);
}

.ri-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 5px;
  background: linear-gradient(90deg, #024173, #C8A451);
}

.ri-card-header {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1rem;
}

.ri-icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, #024173, #1a5490);
  color: #fff;
  font-size: 1.4rem;
  flex-shrink: 0;
}

.ri-card-title {
  font-size: 1.25rem;
  font-weight: 700;
  color: #024173;
}

.ri-card-desc {
  color: #555;
}

/* Lists */
.ri-list {
  list-style: none;
  margin-top: .5rem;
}

.ri-item {
  display: flex;
  align-items: flex-start;
  gap: .75rem;
  padding: .8rem 1rem;
  margin-bottom: .5rem;
  background: #f8f9fa;
  border-radius: 10px;
  border-left: 4px solid transparent;
  transition: transform .2s ease, background .2s ease, border-color .2s ease;
}

.ri-item:hover {
  background: #e9ecef;
  border-left-color: #C8A451;
  transform: translateX(6px);
}

.ri-item i {
  color: #024173;
  margin-top: .2rem;
  font-size: 1.05rem;
}

.ri-item strong {
  color: #024173;
}

/* Quote / Highlight section */
.ri-quote {
  background: linear-gradient(135deg, #024173 0%, #1a5490 100%);
  color: #fff;
  border-radius: 25px;
  padding: 2.5rem;
  margin: 3rem 0;
  position: relative;
  overflow: hidden;
}

.ri-quote::before {
  content: '';
  position: absolute;
  top: -60%;
  right: -60%;
  width: 200%;
  height: 200%;
  background: radial-gradient(circle, rgba(200,164,81,.12) 0%, transparent 70%);
  animation: ri-rotate 32s linear infinite;
}

@keyframes ri-rotate {
  from {
    transform:rotate(0);
  }

  to {
    transform:rotate(360deg);
  }

}

.ri-quote h3 {
  text-align: center;
  font-size: 1.8rem;
  margin-bottom: 1rem;
  font-weight: 800;
  color: #C8A451;
  position: relative;
  z-index: 2;
}

.ri-quote blockquote {
  position: relative;
  z-index: 2;
  margin: 0 auto;
  max-width: 900px;
  font-size: 1.1rem;
  line-height: 1.8;
  text-align: center;
}

/* Responsive */
@media (max-width: 768px) {
  .hero {
    padding: 3rem 0 2.5rem;
  }

  .ri-grid {
    grid-template-columns: 1fr;
  }

}

@media (max-width: 480px) {
  .container {
    padding: 0 15px;
  }

  .cta-title {
    font-size: 1.8rem;
  }

}